Rent-to-Own & Lease Purchase Software for Small Businesses

A rent-to-own or lease purchase account takes more than collecting a payment: your team needs to keep the item, agreement, schedule, balance, and customer conversations straight over time. Ownly helps organize those records so your team can review the account and decide what to do next.

Manage the customer account in-house

Ownly is business software, not a lessor or lender. It helps your team keep customer accounts, agreement details, payment schedules, balances, and follow-up together. Payment-plan management requires OwnlyPulse, which is included with select plans or available as an add-on. Your business defines its terms and decides how to handle an account that needs attention.

If you are comparing an in-house process with providers such as Progressive Leasing, Acima, Katapult, Snap Finance, or Koalafi, compare who sets the agreement terms, who manages the account, and who handles follow-up.

Questions to work through

• What item and customer details need to be recorded with each agreement?
• What payment schedule and account updates does your team need to review?
• Who answers customer questions and decides what follow-up to take?
• What terms and customer obligations should be clearly explained in your agreement?

Subscription pricing is separate from any conditional payment-processing, platform, or usage fees that may apply. Review pricing and confirm the details for your setup.

Compare lease purchase and rent-to-own • See the rent-to-own retail use case • Bring a scenario to a demo