Appliance Store Installment Financing — Ownly by RBS
Give appliance store customers flexible payment options without a finance partner. Manage layaway, rent-to-own, and installment plans with Ownly by RBS — and retain full customer ownership and margin.
Installment Options for Appliance Retailers
Layaway — customers pay in stages before delivery, zero credit risk for the merchant
Installment Financing — deliver now, collect payments over time with automated reminders
Rent-to-Own — merchant retains ownership until final payment, highest per-unit revenue
Key Features
Agreement creation for washers, dryers, refrigerators, HVAC units, and more
Flexible payment terms tailored to each customer and product
Automated SMS and email reminders to reduce missed payments
OwnlyAI risk scoring to identify high-risk accounts early