BNPL & Rent-to-Own for Independent Retailers

Ownly by RBS helps independent retailers organize payment-plan, layaway, and rent-to-own workflows, with their own team managing customer accounts and follow-up.

The Problem with Third-Party BNPL

A third-party payment provider may manage its own arrangement with the customer. If you prefer to handle the customer account and follow-up in-house, compare the work, responsibilities, and pricing for each approach.

Retail Use Cases

• Furniture Stores — layaway, lease purchase, and installment plans for large-ticket items
• Appliance Stores — payment options and customer account organization
• Rent-to-Own Operators — agreement, payment, and account records
• Rent-to-Own & Lease Purchase Software — in-house account and agreement organization
• BNPL Alternative for Small Businesses — compare an in-house account workflow with a third-party payment service

What Ownly Provides for Retailers

• Agreement creation and management for any product category
• Keep agreement details and payment schedules organized
• Review payment activity and account status
• Keep item and customer records connected where supported by your setup
• Let your team decide how to handle customer follow-up

Request a Demo • Why Ownly vs. BNPL