Furniture Store Layaway & Installment Plans — Ownly by RBS

Offer in-house layaway, lease purchase, and installment plans for furniture stores. Ownly by RBS manages every agreement, payment, and collection without Affirm or Klarna fees.

How Ownly Works for Furniture Stores

• Create layaway, installment, or lease purchase agreements at point of sale
• Set custom payment schedules — weekly, bi-weekly, or monthly
• Hold inventory in OwnlyFlow until the agreement is paid in full
• Automate payment reminders and delinquency notifications
• Track balances, payment history, and account status in real time
• Manage ownership transfer and delivery scheduling upon payoff

Why Furniture Stores Choose Ownly

• Keep 100% of sale revenue — no percentage fees to finance partners
• Own the customer relationship throughout the entire financing period